Afterpay and ZipPay Late Fee Calculator Australia

Free Afterpay and Zip Pay late fee calculator for Australia. Estimate missed payment fees, total owed and fee caps instantly. Updated 2026.

Afterpay Late Fee Calculator Australia

Missed an Afterpay payment? Use our free calculator to estimate your potential late fees under Australian Afterpay terms.
This calculator is an estimate only and does not represent official Afterpay calculations.

Afterpay Late Fee Calculator (Australia)

Order Amount ($) Payment Status

This calculator provides an estimate only based on publicly available Australian Afterpay fee structures. Late fees are capped at 25% of the order value and a maximum of $68 per order (whichever is lower). Fee policies may change. Not affiliated with Afterpay.

Zip Pay Late Fee Calculator

Calculate potential late fees for missed Zip Pay repayments based on current Australian fee structures.
This calculator is an estimate only and does not represent official Zip calculations.

Zip Pay Late Fee Calculator (Australia)

Payment Status Include Monthly Account Fee ($9.95 if balance owing)

This calculator provides an estimate only based on publicly available Australian Zip Pay fee structures. Zip may charge a $5 late fee, with an additional $5 if unpaid after 7 days. A monthly account fee (currently $9.95) may apply if a balance remains owing. Fee policies may change. Not affiliated with Zip.

Zip Pay Late Fee Calculator (Australia)

Missed Minimum Repayment Payment Rejected by Bank ($5 Dishonour Fee) Balance Remains — Apply Monthly Fee ($9.95)

This calculator provides an estimate only based on publicly available Australian Zip Pay fee structures. Fees include $7.50 late fee, $5 dishonour fee if payment rejected, and $9.95 monthly account fee if balance remains. Fee policies may change. Not affiliated with Zip.

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